A Hybrid Audit on a Workers Comp policy is when the insurance company auditor asks for the material required to perform the audit without visiting the client's business. As the Internet has made the flow of information much easier, hybrid audits can take many forms. The Hybrid Premium Audits are becoming more popular as a cost cutting measure for the insurance carriers to save on travel and personnel costs. Hybrid Premium Audits may become more popular over the next few years.

A Premium Auditor performing a hybrid audit may request a scan of all the required material be emailed to them for review. There is basically no cost to the insurance carrier or employer if all documents are scanned.